“Where to invest my money now” is the question of the new decade. When you are just beginning your investment journey this is a very important question as it is vital that you get off to a good start. Too many people have one bad experience with investing and then turn their back on it for the rest of their lives. When you are learning where to invest your money the most common problem is that you have too many options.
It's time to decide where to invest money in 2012 and beyond. The flow of money and the investment tide could be changing, so you'll want to invest money with your eyes wide open going forward.
So how to you decide where to invest your money? After you consider your investment objective, time frame, and appetite for risk, you can start evaluating your options.
Finding the best safe investments will be truly challenging in 2012 and deciding where to invest your money is a very big choice. Read available information you can get about investing your money, for educating yourself about investing, what to invest and where to invest your money will break down your fear of investing. To become a successful investor, you need to grow and develop and the best way to do this is to increase your knowledge.
There’s a great guide from MoneySense Ultimate Guide to Financial Planning. Reat it here... http://ping.fm/d2YTK
Wednesday, March 14, 2012
Sunday, March 11, 2012
Investing in the Stock Market (Free Seminar)
You can attend free seminars today to learn how to invest in the stock market and build wealth with stocks.
For your easy reference, here are seminar offerings for this month and the succeeding months.
PSE Academy
Building Wealth with Stocks
A free monthly seminar on the basics of stock investing, which includes a lecture and a quick tour to the PSE. This seminar is FREE inclusive of handouts to be sent via e-mail.
Date: Every last Tuesday of the Month
Time: 10:00 AM – 12:00 NN
Venue: 2/F PSE Board Room, PSE Centre, Tektite Building, Ortigas Centre, Pasig City
For registration, please e-mail your full name and contact number to academy@pse.com.ph or visit www.pseacademy.com.ph. Pre-registration is highly encouraged. Walk-ins shall be admitted subject to availability of seats.
PSE Academy
Tel. No.: 688-7537 to 39 or 688-7465 | Fax No.: 659-3450 | E-mail Address: academy@pse.com.ph
CitisecOnline
COL EASY INVESTMENT PROGRAM: Simple Stock Market Investing
Date: March 5, 9, 12, 19, 23, 26, April 2, 10, 13, 16, 23, 27, 30, 2012
Time: 3:00pm to 4:30pm
Venue: COL Training Center, 24F East Tower, PSE Centre, Exchange Road, Ortigas Center, Pasig City
Investing in the Stock Market Today
Date: March 1, 6, 8, 15, 20, 22,29, April 3, 12, 17, 19, 26, 2012
Time: 2:00 pm to 5:00 pm
Venue: COL Training Center, 24F East Tower, PSE Centre, Exchange Road, Ortigas Center, Pasig City
I’m sure, these seminars will help your learn how to invest in the stock market and build wealth from the stocks you will buy in the future.
http://ping.fm/39eEC
For your easy reference, here are seminar offerings for this month and the succeeding months.
PSE Academy
Building Wealth with Stocks
A free monthly seminar on the basics of stock investing, which includes a lecture and a quick tour to the PSE. This seminar is FREE inclusive of handouts to be sent via e-mail.
Date: Every last Tuesday of the Month
Time: 10:00 AM – 12:00 NN
Venue: 2/F PSE Board Room, PSE Centre, Tektite Building, Ortigas Centre, Pasig City
For registration, please e-mail your full name and contact number to academy@pse.com.ph or visit www.pseacademy.com.ph. Pre-registration is highly encouraged. Walk-ins shall be admitted subject to availability of seats.
PSE Academy
Tel. No.: 688-7537 to 39 or 688-7465 | Fax No.: 659-3450 | E-mail Address: academy@pse.com.ph
CitisecOnline
COL EASY INVESTMENT PROGRAM: Simple Stock Market Investing
Date: March 5, 9, 12, 19, 23, 26, April 2, 10, 13, 16, 23, 27, 30, 2012
Time: 3:00pm to 4:30pm
Venue: COL Training Center, 24F East Tower, PSE Centre, Exchange Road, Ortigas Center, Pasig City
Investing in the Stock Market Today
Date: March 1, 6, 8, 15, 20, 22,29, April 3, 12, 17, 19, 26, 2012
Time: 2:00 pm to 5:00 pm
Venue: COL Training Center, 24F East Tower, PSE Centre, Exchange Road, Ortigas Center, Pasig City
I’m sure, these seminars will help your learn how to invest in the stock market and build wealth from the stocks you will buy in the future.
http://ping.fm/39eEC
Beginner's Guide to Stock Market Investing
Beginners interested to invest in the stock market should study Philippine Stock Exchange Basic Guide first before investing his hard-earned money. It’s better to familiarize the market in his high risk investing journey to avoid or minimize lossing money in the end.
An investor need to find answers on many things related to investing in the stock market, such as, Why I need to invest my money? Why I choose the stock market? What are Stocks? What is the stock market? How can I make my money grow in the stock market? When should I start investing in the stock market? How much of my savings should I invest in the stock market? How do I start investing in the stock market? How do I choose a stockbroker? Who are the stock market participants? How are stocks traded? How do I open an account with a stockbroker? How can I place an order? What are the cost of trading? How do I keep tract of the stock market and my investments? What are the investment guidelines I can follow?
Answers to these questions will greatly help a new investor familiarize how the stock market investing works especially in the Philippine Stock Market settings.
An investor need to find answers on many things related to investing in the stock market, such as, Why I need to invest my money? Why I choose the stock market? What are Stocks? What is the stock market? How can I make my money grow in the stock market? When should I start investing in the stock market? How much of my savings should I invest in the stock market? How do I start investing in the stock market? How do I choose a stockbroker? Who are the stock market participants? How are stocks traded? How do I open an account with a stockbroker? How can I place an order? What are the cost of trading? How do I keep tract of the stock market and my investments? What are the investment guidelines I can follow?
Answers to these questions will greatly help a new investor familiarize how the stock market investing works especially in the Philippine Stock Market settings.
Saturday, March 10, 2012
Henry Sy's Success Secrets
There's a lot to say about the man popularly known as the country's largest mall developer. As chairman of the SM Group of Companies, he heads one of the biggest conglomerates in the region with a reach that extends to industries such as retail and real estate, banking and finance, and mall operations.
As the richest businessman in the Philippines, many people looked at him as a role model in business acumen. They wanted to learn the success secrets of this indefatigable tycoon.
In the book Success Secrets of the Country’s 50 Top Entrepreneurs by Entrepreneur Philippines, he revealed his success secrets to every Filipino especially the entrepreneur-minded people. I'll share it with you here...
Here are the secret sauce of his investing success:
On work
“While I am not big with words, I am big and bold in dreams and vision. By nature, I am curious and adventurous. I like the excitement of change and new and better ideas. I look for excellence in performance.”
On his management style
“I am hands-on and personalized in my management style. I do not do things on impulse. I think long and hard about every project.”
On relationship
“In life and in business, you need to be a good-hearted and trust worthy. This is the way to build long-term relationships.”
On having balance
“Another important thing is balance in life. When you succeed, do not change your lifestyle. Equally important, keep your feet on the ground.”
On goal-setting
“Know what you want and have a goal. Do something you like.”
On planning
“You must plan well and work had to realize it. Stay focused on whatever you do and do your best.”
On crises and opportunities
“I have been in business for over 50 years, and have experienced many crises – the declaration of Martial Law in 1972, the Aquino assassination in 1981; the series of military coups from 1987 to 1989, and worst of all, the Asian financial crisis in 1997. But crises produce opportunities, and when they come, you have to be ready to embrace them. Otherwise, they go to somebody else.”
On success
“Success in not just good luck. It is a combination of hardwork, good credit standing, opportunity, readiness, and timing.”
On why he continues to work
“On some occasions, I bump into friend whom I have not seen for a long time. They ask me, “You have done so much already. What are you still working for?” I tell them, ‘I dream a lot, and I like to make things happen.’”
Henry Sy’s Golden Rule
“There is not such things as overnight success or easy money. If you fail, do not be discouraged; try again. When you do well, do not change your ways. Success is not just good luck: it is a combination of hardwork, good credit standing, opportunity, readiness and timing. Success will not last if you do not take care of it.”
He had no money when he came to Manila from China before World War II. But now, he's one of the planet's wealthiest people.
http://ping.fm/4h9LI
As the richest businessman in the Philippines, many people looked at him as a role model in business acumen. They wanted to learn the success secrets of this indefatigable tycoon.
In the book Success Secrets of the Country’s 50 Top Entrepreneurs by Entrepreneur Philippines, he revealed his success secrets to every Filipino especially the entrepreneur-minded people. I'll share it with you here...
Here are the secret sauce of his investing success:
On work
“While I am not big with words, I am big and bold in dreams and vision. By nature, I am curious and adventurous. I like the excitement of change and new and better ideas. I look for excellence in performance.”
On his management style
“I am hands-on and personalized in my management style. I do not do things on impulse. I think long and hard about every project.”
On relationship
“In life and in business, you need to be a good-hearted and trust worthy. This is the way to build long-term relationships.”
On having balance
“Another important thing is balance in life. When you succeed, do not change your lifestyle. Equally important, keep your feet on the ground.”
On goal-setting
“Know what you want and have a goal. Do something you like.”
On planning
“You must plan well and work had to realize it. Stay focused on whatever you do and do your best.”
On crises and opportunities
“I have been in business for over 50 years, and have experienced many crises – the declaration of Martial Law in 1972, the Aquino assassination in 1981; the series of military coups from 1987 to 1989, and worst of all, the Asian financial crisis in 1997. But crises produce opportunities, and when they come, you have to be ready to embrace them. Otherwise, they go to somebody else.”
On success
“Success in not just good luck. It is a combination of hardwork, good credit standing, opportunity, readiness, and timing.”
On why he continues to work
“On some occasions, I bump into friend whom I have not seen for a long time. They ask me, “You have done so much already. What are you still working for?” I tell them, ‘I dream a lot, and I like to make things happen.’”
Henry Sy’s Golden Rule
“There is not such things as overnight success or easy money. If you fail, do not be discouraged; try again. When you do well, do not change your ways. Success is not just good luck: it is a combination of hardwork, good credit standing, opportunity, readiness and timing. Success will not last if you do not take care of it.”
He had no money when he came to Manila from China before World War II. But now, he's one of the planet's wealthiest people.
http://ping.fm/4h9LI
Friday, March 9, 2012
Good Ways to Save Money from Tax Deductions
Tax planning can help lower – and even altogether avoid your tax payments.
But let’s clear things up first. Tax avoidance is not the same as tax evasion. Evasion lands you in jail, while avoidance is applying the law to cut down on tax obligations.
What can I do to reduce my income tax obligations? This is the burning questions in the minds of most taxpayers. And attempt to minimize one’s taxes doesn’t necessarily amount to fraud.
Taxpayers were all looking for ways to save money on taxes. While paying taxes is a duty of every responsible citizen, you don't necessarily need to pay as much as you are right now. One thing that should keep you motivated while preparing your tax return is the allowable tax deductions. If you know about the items that can qualify for a deduction, you can actually save money by avoiding overpayment of your taxes. What many of the tax payers fail to recognize is the tax laws are really setup with ways to help you.
Tax planning is a great way to start for availing tax benefits and savings. If you are looking to maximize your savings, then you need to keep an account of your incomes and expenditures and prepare all your saving plans in advance. To plan your savings, a key factor that is crucial to your tax saving plan is the income earned per annum as well as the income tax laws governing the country.
It will be a good practice if you keep good records and you understand what deductions to declare and save money during tax time.
For more information, read 14 good ways to save money from tax deductions.
But let’s clear things up first. Tax avoidance is not the same as tax evasion. Evasion lands you in jail, while avoidance is applying the law to cut down on tax obligations.
What can I do to reduce my income tax obligations? This is the burning questions in the minds of most taxpayers. And attempt to minimize one’s taxes doesn’t necessarily amount to fraud.
Taxpayers were all looking for ways to save money on taxes. While paying taxes is a duty of every responsible citizen, you don't necessarily need to pay as much as you are right now. One thing that should keep you motivated while preparing your tax return is the allowable tax deductions. If you know about the items that can qualify for a deduction, you can actually save money by avoiding overpayment of your taxes. What many of the tax payers fail to recognize is the tax laws are really setup with ways to help you.
Tax planning is a great way to start for availing tax benefits and savings. If you are looking to maximize your savings, then you need to keep an account of your incomes and expenditures and prepare all your saving plans in advance. To plan your savings, a key factor that is crucial to your tax saving plan is the income earned per annum as well as the income tax laws governing the country.
It will be a good practice if you keep good records and you understand what deductions to declare and save money during tax time.
For more information, read 14 good ways to save money from tax deductions.
iPad 3 Release Date is Coming!
It's now certain, iPad 3 release date is coming. The new, faster Apple iPad is expected to come out next week. This is the consensus of Apple iPad 3 watchers who were waiting too long and asking when is iPad 3 coming out in the market.
It’s been rumored that Apple iPad 3, one of the most anticipated devices from Apple this year will offer great features.
Here are Everything You Need to Know of the New iPad 3 mentioned at Lifehack.
• The new iPad features a Retina Display that is 2048×1536. That contains 3.1 million pixels on a 9.7″ display.
• The new iPad will come in either Black or White.
• Support for Bluetooth 4.0.
• New A5X processor that delivers dual-core processing and quad-core graphics. The A5X is said to be 2 times faster than Tegra 3.
• The new display will bring 44% better color saturation than that of the iPad 2.
• The new iPad is a tad thicker (.37 compared to .34 inch) is a tad heavier (1.44 compared to 1.44 pounds). The 4G models are slightly heavier.
• Up to 10 hours of battery, 9 hours with 4G.
• AirPlay mirroring to the new Apple TV at 1080p.
• New iSight camera with a 5 element lense at 5MP. It includes auto-exposure and auto-focus. It’s basically the same setup as the iPhone 4′s camera.
• The new camera has face-detection and 1080p video recording with image stabilization.
• The iPad will have voice dictation built in, but no word of full Siri integration. No word yet on whether you have to be connected to the Internet to do this (although you most likely do).
• 4G LTE support is a go. LTE can get up to speeds such as 73Mbps. The new iPad will come to AT&T and Verizon in the States.
• The new iPad will be “world ready” with 3G, will have 4G LTE support Rogers, Bell, Telus and AT&T
• The prices will be the same as the iPad 2 model. $499 for the 16GB, $599 for 32GB, $699 for 64GB WiFi models. $629, $729, and $829 for the 16GB, 32GB, and 64GB WiFi + 4G models respectively.
• The iPad 2 will still be sold in a 16GB flavor for $399 or $529 for WiFi or 3G + WiFi respectively.
• The new iPad will be available on March 16th and now for pre-order (good luck accessing the Apple Store).
• The iWork suite has been updated and will be the $9.99 per app (or free for the upgrade).
• New iPhoto for iPad (Gruber called it) gives you advanced photo editing capabilities and library storage. It can also allow you to create “scrapbook” types of libraries that almost remind one of a nice photo journal with maps and notes.
For some, it's a waste of money to buy a gadget that will loss half its value after 6 months. But for those who believe that Apple iPad 3 will be a great tool to improve productivity, it's a good investment strategy.
It’s been rumored that Apple iPad 3, one of the most anticipated devices from Apple this year will offer great features.
Here are Everything You Need to Know of the New iPad 3 mentioned at Lifehack.
• The new iPad features a Retina Display that is 2048×1536. That contains 3.1 million pixels on a 9.7″ display.
• The new iPad will come in either Black or White.
• Support for Bluetooth 4.0.
• New A5X processor that delivers dual-core processing and quad-core graphics. The A5X is said to be 2 times faster than Tegra 3.
• The new display will bring 44% better color saturation than that of the iPad 2.
• The new iPad is a tad thicker (.37 compared to .34 inch) is a tad heavier (1.44 compared to 1.44 pounds). The 4G models are slightly heavier.
• Up to 10 hours of battery, 9 hours with 4G.
• AirPlay mirroring to the new Apple TV at 1080p.
• New iSight camera with a 5 element lense at 5MP. It includes auto-exposure and auto-focus. It’s basically the same setup as the iPhone 4′s camera.
• The new camera has face-detection and 1080p video recording with image stabilization.
• The iPad will have voice dictation built in, but no word of full Siri integration. No word yet on whether you have to be connected to the Internet to do this (although you most likely do).
• 4G LTE support is a go. LTE can get up to speeds such as 73Mbps. The new iPad will come to AT&T and Verizon in the States.
• The new iPad will be “world ready” with 3G, will have 4G LTE support Rogers, Bell, Telus and AT&T
• The prices will be the same as the iPad 2 model. $499 for the 16GB, $599 for 32GB, $699 for 64GB WiFi models. $629, $729, and $829 for the 16GB, 32GB, and 64GB WiFi + 4G models respectively.
• The iPad 2 will still be sold in a 16GB flavor for $399 or $529 for WiFi or 3G + WiFi respectively.
• The new iPad will be available on March 16th and now for pre-order (good luck accessing the Apple Store).
• The iWork suite has been updated and will be the $9.99 per app (or free for the upgrade).
• New iPhoto for iPad (Gruber called it) gives you advanced photo editing capabilities and library storage. It can also allow you to create “scrapbook” types of libraries that almost remind one of a nice photo journal with maps and notes.
For some, it's a waste of money to buy a gadget that will loss half its value after 6 months. But for those who believe that Apple iPad 3 will be a great tool to improve productivity, it's a good investment strategy.
Wednesday, March 7, 2012
Online Investing Opportunity
Playing the stock market for beginners is not at all complicated and high risk. With the help of CitisecOnline, the number one stock brokerage firm in the Philippines, one can invest safely his hard-earned money in the COL Easy Investment Program and with less risk. This investment scheme allows the ordinary investor to partake of the gains in the stock market. And it is a good personal wealth-building tool and ideal way to build retirement fund. You can read more information on this post: http://ping.fm/fBqOV
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